K2 Cyber - Cyber Insurance Built for SMBs

We provide enterprise-level coverage and intelligence at an SMB price point.

Free Enterprise-Grade Email Defense: Every policy includes Shield Inbox Defender, a built-in email security system that monitors and stops threats in real-time. (A $3,000/year value, included at no extra cost).
Secure Your Business And Your Family: Cyber risk doesn't stop at the office—neither should your coverage. We offer the only policy in the market that combines SMB + Personal Cyber Insurance into one simple policy to safeguard both your business and your family.
A 24/7 Expert Incident Response: Gain instant access to our Cyber Hotline. Whether it's a business breach or a personal concern, our experts are available 24/7 to help you respond.
Train Your Team to Be a Human Firewall: Get easy-to-use Phishing Simulations and quick security training. We turn your employees from a vulnerability into your strongest line of defense.

First Party Coverage (Restoring Your Business):
When your systems go down, we cover the costs to get you back up.

Incident Response & Management: Immediate expert help to stop the breach.
Data Recovery & Bricking: Costs to restore data and replace hardware (bricking).
Business Interruption: Income replacement while you are down (including Vendor outages).
Cyber Extortion: Ransom negotiation and payment reimbursement.
System Failure: Coverage for unintentional outages (including Vendor failure).
Utility Fraud: Reimbursement for unauthorized use of your utility services.

Cyber Crime Coverage (Protecting Your Money):
Direct reimbursement for funds stolen through fraud.

Funds Transfer Loss: Money stolen directly from your accounts.
Fraudulent Instruction: Losses from being tricked into sending money (Social Engineering).
Invoice Manipulation: Losses when a hacker alters your invoices to divert customer payments.

Third Party Liability (Defending You from Lawsuits):
If you are sued or fined because of a breach, we cover the legal costs.

Privacy & Network Security Liability: Defense costs if you are sued for losing customer data.
Regulatory Liability: Fines and penalties from government bodies.
PCI-DSS Liability: Fines for credit card data breaches.
Media Liability: Protection against claims of defamation or copyright infringement.

Personal Cyber Insurance (Safeguarding Your Family):
Protection that follows you home.

Family Protection: Coverage for identity theft, cyberbullying and personal ransomware.
Home Network Defense: Security for personal devices and home Wi-Fi.

Cyber Insurance Built for Small Businesses